--- title: "Utah Preferred Lenders & Mortgage Estimate | Gold Crest" description: "Connect with Gold Crest preferred lenders, compare an early mortgage estimate, and prepare for your Utah new-home financing conversation." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "WebPage", "name": "Utah Preferred Lenders & Mortgage Estimate | Gold Crest", "description": "Connect with Gold Crest preferred lenders, compare an early mortgage estimate, and prepare for your Utah new-home financing conversation.", "url": "https://goldcresthomes.com/preferred-lenders", "isPartOf": { "@type": "WebSite", "name": "Gold Crest Homes", "url": "https://goldcresthomes.com" } }, { "@context": "https://schema.org", "@graph": [ { "@type": "HomeAndConstructionBusiness", "@id": "https://goldcresthomes.com/#organization", "name": "Gold Crest Homes", "url": "https://goldcresthomes.com", "description": "Utah home builder with communities, home portfolios, and a trade-in home program.", "telephone": "+1 (801) 990-4998", "contactPoint": { "@type": "ContactPoint", "telephone": "+1 (801) 990-4998", "contactType": "sales", "areaServed": "US", "availableLanguage": "en" }, "areaServed": { "@type": "State", "name": "Utah" }, "sameAs": [ "https://www.youtube.com/channel/UC8Zr-CMX_C5vQGX9x7qTNbw" ] }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://goldcresthomes.com/" }, { "@type": "ListItem", "position": 2, "name": "Preferred Lenders", "item": "https://goldcresthomes.com/preferred-lenders" } ] }, { "@type": "WebPage", "name": "Preferred Lenders | Gold Crest Homes", "description": "Connect with Gold Crest's public preferred lender resources, use a simple mortgage estimate, and prepare for your financing conversation.", "mainEntityOfPage": "https://goldcresthomes.com/preferred-lenders" }, { "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Do I need a pre-approval before buying a Gold Crest home?", "acceptedAnswer": { "@type": "Answer", "text": "The current Gold Crest preferred-lenders page states that a pre-approval from a preferred lender is required to buy a Gold Crest home. Confirm the current requirement and your next step directly with a lender or Gold Crest." } }, { "@type": "Question", "name": "What should I ask a lender before choosing a home?", "acceptedAnswer": { "@type": "Answer", "text": "Ask about qualification, available program options, estimated monthly costs, timing, documentation, and the next steps for the specific home or community you are considering." } }, { "@type": "Question", "name": "Are loan types or incentives guaranteed?", "acceptedAnswer": { "@type": "Answer", "text": "No. Loan types, rates, incentives, qualifications, and availability are determined by the lender and can change. Discuss your current situation directly with a lender." } } ] } ] } ] --- [![Gold Crest Homes](/manus-storage/goldcrest-homes_logo-stacked_white\(1\)_c778ffdf.svg)](/) - [Trade-In Program ](/trade-in) - Find a home - Explore homes - Plan your move - Why Gold Crest [Call **(801) 990-4998**](tel:+18019904998)[Schedule a tour](/contact?intent=tour&source=site-header) **10 current Gold Crest homes**10 homes available See verified pricing, photos, and timing. [Explore current homes ](/move-in-ready) Preferred lenders # Utah preferred lenders _for your new-home plan._ A home search gets easier when financing, timing, and the home you want are part of the same conversation. Start with a preferred lender, then bring the questions that matter most to you. [Meet the lenders](#preferred-lender-list) [Ask Gold Crest a financing question](/contact?intent=financing&source=preferred-lenders-hero) ![Gold Crest home exterior in daylight](/manus-storage/9e65c89f9c53_51d0663f.jpg) Start early. _Move with clarity._ A clear place to begin ## Talk with a lender _before the details pile up._ Gold Crest's public preferred-lenders page identifies two lender resources familiar with its home-buying process. A lender can help you understand qualification, program requirements, rates, estimated costs, and the documents that may shape your timing. Loan terms, rates, incentives, and qualification are determined directly by the lender. Gold Crest is not a lender. Your lending conversations ## Connect with the _right next person._ Call, email, or use the current application destination for each public preferred-lender resource. External application links open in a new tab. 01 Guild Mortgage ### Boston Taylor [(801) 473-4404](tel:801473-4404) [Boston.Taylor@GuildMortgage.net](mailto:boston.taylor@guildmortgage.net) [Apply with this lender](https://www.intercaplending.com/loan-officer/debbie-castagno/) 02 Intercap Lending ### Debbie Castagno [(435) 830-3727]() [Debbie@IntercapLending.com](mailto:ZacharyH@FirstColonyMortgage.com) [Apply with this lender](https://www.momentumloans.com/loanofficers/ZHicken?returnVCard=False) A simple first look ## Get a rough _monthly estimate._ Use this for an early conversation—not as a quote or a complete payment. A lender can confirm current rates, loan terms, taxes, insurance, closing costs, and your full monthly payment. Loan amount Rate & term Next questions Estimated principal & interest**$3,698_/ month_** Home price$650,000 Down payment10% Interest rate6.5% Loan term 30 years 20 years 15 years 30 years This calculator estimates principal and interest only. It excludes taxes, insurance, HOA fees, lender fees, mortgage insurance, and other costs. A better first conversation ## Know what to bring _into the room._ How much you are comfortable putting toward a home, including the cash you want to keep available. The community, home design, or move timing you are starting to consider. Questions about conventional, FHA, VA, or USDA rural housing loans and whether any program may fit your situation. Buyer questions ## Clear answers _before you apply._ 01 Do I need a pre-approval before buying a Gold Crest home?_+_ The current Gold Crest preferred-lenders page states that a pre-approval from a preferred lender is required to buy a Gold Crest home. Confirm the current requirement and your next step directly with a lender or Gold Crest. 02 What should I ask a lender before choosing a home?_+_ Ask about qualification, available program options, estimated monthly costs, timing, documentation, and the next steps for the specific home or community you are considering. 03 Are loan types or incentives guaranteed?_+_ No. Loan types, rates, incentives, qualifications, and availability are determined by the lender and can change. Discuss your current situation directly with a lender. Keep your move connected ## Have the home. _Need the plan?_ Gold Crest can help you connect the home, community, current-home plans, and financing questions that belong in the same next conversation. [Talk with Gold Crest](/contact?intent=financing&source=preferred-lenders-conversion) [Read the new-home buyer guide](/guides/how-to-buy-new-construction-utah)